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Pharmacist Insurance in Lake Forest CA & Newport Beach CA

Healthcare-related lawsuits are always a possibility for those in the medical field, and as a pharmacist you have as much risk as any other medical professional. Many pharmacists work in an office or for a large drug store chain, and these stores require appropriate coverage. If you are an independent pharmacist with your own small business, however, your pharmacy insurance needs to cover both yourself as a pharmacist and your business.

Pharmacist Insurance Features

If you are the business owner, you need general business insurance (like a business owners’ policy or BOP), commercial property insurance for an office space, worker's compensation insurance for employees, and liability coverage.

Liability coverage can cover an accident at your business, and it can cover you against malpractice lawsuits. The possible mistakes in the pharmacy industry exceed those in other businesses in risk and severity—the fact that pharmacists can have a direct effect on peoples’ health magnifies their liability. You need insurance protection if you or an employee makes a mistake.

An insurance policy will cover the cost of defending your case if you are sued. Most policies will give you deposition representation, and defendant expense coverage is also available. Depending on your state, some policies also cover your professional license. Each state has its own rules, so check with the states where you offer services to clients, and speak to one of our agents if you have questions. There are policies available that will cover you as an individual pharmacist, as well as policies for the business itself, and Covenant Direct Insurance Services agents can help you make the right choices on the coverage you need.

Call our office today to find out what coverage you need for your pharmacy insurance. Our staff will be happy to help you find the best coverage for your situation, whether you are an individual within a larger organization or you own the business. Call us to make sure you have the best possible coverage to protect yourself against all the risks of operating your business.

Our Location

Covenant Direct Insurance Services

23101 Lake Center Drive, Suite #340
Lake Forest, CA 92630
Main office: 949-566-8854
Fax: 949-600-6598

Our Providers

Testimonials

I just wanted to send a note thanking you and the insurance company for the exceptional service in getting our claim settled. When I called you on a Monday morning to tell you we had a slab leak I thought I was at the beginning of a nightmare. But because of your intervention and the remarkable efficiency of Brittany in the claims department, everything was repaired and we were back to normal in a matter of a few short days. Please pass along my gratitude to Brittany also. Thanks again!

Larry - Lake Forest, CA
This is to confirm that I am personally is very satisfied with the quality of services provided to me for the coverage on my primary residence as well as my rentals. Mike has shown top notch professionalism in handling the insurance coverage for my properties and this was basically the main reason why I introduced him to the family members who informed me that they are very happy with the services provided by him, for the insurance of their properties, and that terms offered to them were very competitive both in respect of rates and conditions.

Amin